Job Complete
| Job ID | 20260730-014309-31-churinga-drive-churchill-vic-3842 |
|---|---|
| Client | Gagan Gupta |
| Property | 31 Churinga Drive Churchill VIC 3842 |
| Created | 2026-07-30T01:43:09.588647+00:00 |
| Finance Engine | SPP Finance Calculator |
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Pack Review
| Status | Ready |
|---|---|
| Included Sections | 10 |
| Skipped Sections | 3 |
| Uploaded Files | 5 |
HTAG Report source: uploaded
Why We Like It
• Strong buying-brief fit — a freestanding three-bedroom house priced at $460,000, comfortably within the client’s $600,000 SMSF budget. While four bedrooms would be ideal, the lower entry price and stronger cash flow make this three-bedroom option worth consideration. <br>• Above-target rental return — based on the $450 per week appraisal, the property would generate an estimated 5.1% gross rental yield, exceeding the client’s preferred 4% benchmark and helping limit negative cash flow. <br>• Good land component — the 611m² allotment provides stronger underlying land exposure than a townhouse or unit and supports broad family and owner-occupier appeal. <br>• Practical tenant features — a secure garage, fully fenced backyard, outdoor entertaining area, ducted heating and reverse-cycle air conditioning support comfortable, low-maintenance living. <br>• Convenient location — nearby parks, walking trails, public transport, shops and essential services should assist ongoing tenant demand and future resale appeal.
Pack Contents
| Section | Status | Source |
|---|---|---|
| Cover & Property Recommendation | included | outputs/cover.pdf |
| Finance Calculator | included | outputs/selected-finance.pdf |
| Sales & Suburb Analysis | included | outputs/cma-summary.pdf |
| Comparable Rents | included | outputs/comparable-rents.pdf |
| Floor Plan | skipped (no floor plan page found in CMA) | — |
| Site Analysis | included | outputs/at-a-glance.pdf |
| Easements | included | outputs/easements.pdf |
| Flooding | included | outputs/flooding.pdf |
| Bushfire | included | outputs/bushfire.pdf |
| Public Transport | skipped (not generated) | — |
| HTAG Suburb Report | included | inputs/htag-suburb-report.pdf |
| Supporting Documents | skipped (not uploaded) | — |
| Disclaimer | included | outputs/disclaimer.pdf |
Uploaded Files
| Type | Original Filename | Stored Filename |
|---|---|---|
| Property Image | image (19).jpg | image (19).jpg |
| RP Data CMA | CMA-Report-31-CHURINGA-DRIVE-CHURCHILL-VIC-3842-467a5b9b-fb0c-4d24-b0fc-f977f2933c88.pdf | rp-data-cma.pdf |
| Rp Data Rental Cma | RENTAL-Report-31-CHURINGA-DRIVE-CHURCHILL-VIC-3842-9c9b8f1a-f0c3-4cb1-ac44-65004183ae75.pdf | rp-data-rental-cma.pdf |
| HTAG Suburb Report | Suburb-Data-Guide-PDF-Churchill-VIC-3842 (2).pdf | htag-suburb-report.pdf |
| Develo Report | Develo_Report_31_Churinga_Drive_Churchill_3842_VIC.pdf | develo-report.pdf |
HTAG Report
Source: uploaded
Property Type: House
HTAG pages included: 1-8
Finance Outputs
| Output | Value |
|---|---|
| Annual Interest (IO) | $24,080 |
| Deposit Required | $86,000 |
| Gross Yield (High Rent) | 5.68% |
| Gross Yield (Low Rent) | 5.44% |
| Estimated LMI | $0 |
| Loan Amount | $344,000 |
| Estimated Stamp Duty | $20,870 |
| Total Funds Required | $118,980 |
| Weekly Cashflow (High Rent) | -$198 |
| Weekly Cashflow (Low Rent) | -$216 |